Our commitment to Policy Holders
• Benefits are paid DIRECTLY TO YOU, to use any way you see fit
• Benefits are paid IN ADDITION to any other insurance you have
• Claim payments are DEPOSITED DIRECTLY to your bank account
• Coverage is GUARANTEED RENEWABLE for life — only you can cancel
• Phone calls answered by a LIVE PERSON — all services are provided in the United States
• Premium DOES NOT INCREASE with age or because of claims
• Family Heritage Life has NEVER RAISED A RATE on an existing policyholder